(I came here from the English Wikipedia banner)
I realize newbs have a tough time with standard talk pages. But old hands like me have an equally tough time with particular and strange editors. The further removed from a plain text editor the worse it gets. This very talk page style is the perfect example.
Whatever you end up doing, make it **opt-out-able**. There are those of us who prefer source code editing, and where any kind of GUI actually makes things harder and worse.